No. 1429What to Do With Unused RRSP ContributionsAsk MoneySense I have $66,000 unused RRSP contributions for the 2023 tax year (unused deductions, not unused contributions). My plan is to start my RRSP withdrawals in January…
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No. 1429What to Do With Unused RRSP ContributionsAsk MoneySense I have $66,000 unused RRSP contributions for the 2023 tax year (unused deductions, not unused contributions). My plan is to start my RRSP withdrawals in January…
No. 1430Credit Repair Companies in Canada: Risks to Watch ForGetting your credit in order is a key part of managing your personal finances. If your credit score is less than ideal and you’re having trouble qualifying for…
No. 1431Tesla Model 3 Long Range AWD: 2024 Canada Charging Access GuideWhen many people think of electric vehicles, Tesla is often the first name that comes to mind. Since launching its first EV in 2008, Tesla has expanded its…
No. 14322024 Chevrolet Bolt: Affordable EV for Canadian DriversThe Chevrolet Bolt hits a compelling balance of price, capability and features for many Canadians who want an accessible introduction to electric vehicle (EV) ownership. Resource highlight LoanFinder…
No. 1433Average Monthly Retirement Income in Canada (2026)Whether you’re already retired, nearing retirement or decades away, persistent inflation can make you question whether you’re saving enough. Inflation reduces the purchasing power of your savings, so…
No. 1434Tareq Hadhad: Building Peace By Chocolate and InvestingTareq Hadhad is a Syrian-Canadian entrepreneur and the founder and CEO of Peace by Chocolate, the family chocolate company he relaunched in 2015. In 2012, while studying medicine…
No. 1435Renting vs Owning: How to Be Financially Secure Without BuyingCanadian real estate experienced a dramatic run over the last generation, shaping a widespread belief that buying a home is almost always better than renting. To illustrate, the…
No. 1436Are FHSA Contributions Tax-Deductible?This is the first year Canadians can invest in a First Home Savings Account (FHSA). Like other registered accounts, the FHSA is designed to encourage saving by combining…
No. 1437First Home Savings Account (FHSA): What to Invest In and WhenBefore making an offer on your first home, you need to confirm your budget and save enough for a down payment—often around 20% of the purchase price. Canada’s…
No. 1438Side Hustle Taxes: Filing Tips for the Self-EmployedDuring the pandemic many Canadians started a business or began offering freelance, gig or contract services. Three years later, a significant number are still navigating the often-confusing rules…
No. 1439Should Retirees Pay Off Their Mortgage With Investments?Ask MoneySense I retired this year and my mortgage is coming due soon. My advisor said to keep the mortgage as rates are as low as possible and…
No. 1440Market-Linked GIC Explained: How It Works and RisksIf you’ve been watching guaranteed investment certificates (GICs) recently, it’s likely because recent interest rate hikes have driven returns higher. As the Bank of Canada raised its benchmark…
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