Canadian home buyers and investors who purchased pre-construction condos during the post‑COVID buying surge are now discovering that the value of their units at closing can be lower than the price they originally paid. For many, this outcome was unexpected when deposits were placed and contracts signed during the frenzy. How did we get here, … Read more

This article is part of a series on protecting the people and information you care about from fraud and scams. More columns will follow. Many Canadian seniors were raised in a more polite era, but that courtesy can make them easier targets for digital fraud and identity theft, experts warn. “I’ve seen many cases where … Read more

Every year in Canada, a portion of job losses come with an added complication: the employer itself shuts down. When a business winds down — whether the owners choose to close it or financial pressures force liquidation — employees face extra hurdles beyond finding new work. They must navigate bankruptcy or creditor-protection processes to recover … Read more

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Being caught in a repeating cycle of debt with no clear escape is one of life’s most stressful experiences. For many people who feel stuck, a consumer proposal can provide a practical alternative to bankruptcy, offering a structured way to reduce debt and regain control of finances without liquidating all assets. Every person’s tolerance for … Read more

Target’s effort to revive sales and reclaim its reputation for affordable, trend-driven merchandise has become more complicated. The retailer announced on Wednesday that first-quarter sales fell more than analysts expected, and it warned that sales will likely decline for all of 2025 as customers—concerned about tariffs and the broader economy—pull back on spending. Target also … Read more

People often ask financial journalists the same question: is the stock market about to crash? The short, honest response from any responsible market observer is: I don’t know. Markets are inherently unpredictable. A few analysts may correctly forecast the last bear market, and some will correctly predict the next one, but there is always someone … Read more

Although Canadian banks are already prominent within major Canadian indices, many investors look for additional direct exposure to the sector. Canadian banks tend to deliver steady earnings, durable dividend growth and attractive current yields. Their earnings aren’t typically exposed to international trade frictions or supply-chain disruptions, and a stable regulatory framework has helped them defend … Read more

Mortgage rate comparison tool Adjust the filters to compare rate types, terms and lenders. powered by Ratehub.ca Why trust us MoneySense is an award-winning personal finance magazine that has helped Canadians manage money since 1999. Our editorial team of trained journalists works with leading personal finance experts to evaluate financial products and services. To help … Read more

In the digital era, more Canadians are choosing to manage their own investments. Low-cost trading platforms and online brokerages have helped create a growing generation of do-it-yourself (DIY) investors. While self-directed investing can give people a sense of control and reduce some fees, it also introduces risks that are often underestimated—risks that become especially important … Read more