Starting over in a new country can feel like being handed a blank canvas and a long to-do list. There’s excitement in exploring your surroundings, trying new foods, and building a life from scratch. At the same time, the pressure to get your finances in order is real and immediate. For many newcomers to Canada, … Read more

Should I set up a living trust so my kids don’t have to pay to keep my house? —Annette That’s a thoughtful question, Annette, and while it sounds simple, the right answer depends on several legal, tax and family considerations. Below I outline the main options and issues to help you decide whether a trust … Read more

As the holiday shopping season nears, fraud experts warn that scammers are stepping up their efforts. Larry Zelvin, who leads the financial crimes unit at BMO Financial Group, says advances in technology—especially artificial intelligence—are making scams harder to spot. “Fraud risk is constant year-round, but the holiday period brings a surge in activity. Retailers earn … Read more

While traditional savings accounts deliver only modest returns, cryptocurrency platforms are offering Canadians alternative ways to hold and grow their cash. Coinbase’s new offer — 3.85% rewards* on USDC balances — is a clear example of how many people are rethinking where they park their money. Higher yields come with different trade-offs. Stablecoins are not … Read more

Retirement changes many parts of your financial life, and your investment portfolio is one of the biggest. Tracy Andrade, a wealth adviser and certified financial planner at Marnoa Private Wealth Counsel, notes that one of the toughest adjustments is watching savings decline as you draw on your nest egg. “That’s the biggest mental mind shift … Read more

November is Financial Literacy Month — an ideal time for Canadians to review how effectively their money is working for them. Credit card rewards programs play a key role for many households, allowing everyday spending to return added value. A recent Angus Reid survey conducted for PC Financial found that 95% of Canadians belong to … Read more

Weekly roundup: Key Canadian corporate results and headlines for investors Here’s a concise summary of third-quarter results and major corporate developments from several leading Canadian companies. Use the links to jump to each company’s section. Barrick MEG Energy Loblaw Manulife Linamar Brookfield Hydro One MDA Space George Weston Barrick reports Q3 profit up from year … Read more

Choosing the right appraisal firm matters whether you are buying or selling property, settling an estate, refinancing a mortgage, or planning taxes. A professional appraisal gives you an accurate market value for your property, helps you make informed decisions, and reduces the risk of costly mistakes. This guide explains key factors to consider when selecting … Read more

Holiday job postings are slightly more common this year, but that increase offers only limited relief for job hunters because competition is expected to remain strong while unemployment stays elevated. Indeed Canada’s holiday hiring trends report, released Wednesday, shows seasonal job listings this winter are about 12% higher than last year, but still weak compared … Read more

The U.S. government shutdown has disrupted thousands of flights, leaving many Canadian travellers stranded or scrambling to adjust plans. Since Friday, aviation analytics firm Cirium reports more than 8,300 U.S. departures cancelled, with cancellation rates around 10% on Sunday and 9% on Monday. As disruption continues, questions are mounting about whether trip insurance will cover … Read more