Canadians are giving less to charity than previous generations, and the gap is widening along age and income lines. A recent survey from fundraising platform CanadaHelps shows that 27% of adults aged 18 to 35 have not donated to any charity in the past five years, while donors aged 65 and older provided roughly half … Read more

Dan Box feeds ChatGPT information about his children throughout the year. By the time the holidays arrive, he expects OpenAI’s chatbot to have learned enough about their hobbies and interests to suggest thoughtful gifts and where to find the best prices. “For years I felt stressed about the holidays because I really wanted to buy … Read more

In the last column, I reviewed three new finance books, including one I had eagerly anticipated: William Bengen’s A Richer Retirement. Bengen, the certified financial planner who popularized the so-called 4% Rule, has written a follow-up that revisits his original guidance with updated data and broader portfolio ideas. I had planned to focus exclusively on … Read more

The GST/HST credit is a tax-free, quarterly benefit paid by the Canada Revenue Agency (CRA) to help lower- and middle-income Canadians offset the goods and services tax (GST) or harmonized sales tax (HST) they pay on everyday purchases. Paid every three months, this modest but reliable payment is designed to provide steady financial relief for … Read more

It’s been a turbulent year for household budgets, and a PwC study reports that 80% of Canadians plan to cut back on holiday spending because of higher living costs. Many shoppers also want to support Canadian-made products. With that in mind, consider gifts that help friends and family save money over time—extra points if they’re … Read more

At the time of writing, the S&P 500, Nasdaq Composite and Dow Jones Industrial Average were hovering near all-time highs, but as we moved into the latter half of November, market performance showed increased volatility and uncertainty. Rising markets can feel encouraging, yet many investors respond to lofty valuations with concern—understandably, since every advance has … Read more

Here’s a round-up of news for Canadian investors this week. Nvidia Metro Questrade Featured RRSP Accounts featuredEQ BankBuild your retirement savings with 1.50% interest, tax-deferred contributions and zero fees.go to site featuredRegistered GIC rateEarn a guaranteed 2.75% in your RRSP when you lock in for 1 year.go to site Best RRSP ratesSee our ranking of … Read more

Nvidia reported standout results for its fiscal third quarter, with net income jumping 65% and revenue rising 62% compared with the same period a year earlier. Last month the company became the first public firm to reach a market capitalization of $5 trillion, a milestone that reflects intense demand for its processors and the central … Read more

The rapid expansion of artificial intelligence has prompted warnings from some that the industry might be in a speculative “bubble” that could burst. But several technology leaders argue the current AI boom differs fundamentally from the dot‑com era of the late 1990s and early 2000s, and therefore is less likely to collapse in the same … Read more

Rob Kilner’s clients carry gambling debts that range from a few thousand dollars to more than a quarter of a million. One person lost $250,000 on sports betting apps this year; another spent $100,000 over two years while their partner remained unaware for most of that time. “I just signed up a husband who had … Read more