If you’ve been tracking used car prices over the last year, you’re likely wondering whether they will keep rising. Before you decide to trade in your vehicle or set a down payment, take a moment to understand what’s shaping the used car market this year and what buyers can expect. We spoke with Dan Park, … Read more

Welcome to the Canadian Crypto Observer. Financial journalist and author Aditya Nain provides timely analysis of market-moving headlines to help Canadian investors navigate the cryptocurrency landscape. When the previous edition of this column was published, the geopolitical landscape had just shifted dramatically. Since then, global tensions have continued to escalate, with the United States and … Read more

A friend at the gym asked whether his cryptocurrency winnings from investments in Europe were taxable in Canada. It was a once-in-a-lifetime sum and not his main income. He only traded for a few months and then stopped. Lucky person. This raised a question for me because his activity felt speculative—bordering on gambling—which many people … Read more

With housing costs near record highs, many young adults worry that buying a home is out of reach. Yet with careful planning, education, and creative approaches, purchasing a first home remains achievable. As parents or grandparents, you can support your children by teaching sound financial habits and guiding them to use programs designed for first-time … Read more

Today I want to address a recurring question readers raise: how liquid are exchange-traded funds (ETFs)? More specifically, many investors worry when an ETF appears to trade only a small number of shares each day. A recent conversation with a friend brought this up again. I had suggested the BMO S&P/TSX 60 Index ETF (ZIU) … Read more

Here’s a round-up of this week’s key results from major Canadian banks and financial firms, compiled to help investors compare earnings, revenue and analyst expectations. Scotiabank EQB National Bank BMO Financial Group RBC TD Bank Group Scotiabank reports $2.3B Q1 profit, up from $993M a year earlier Bank of Nova Scotia (TSX:BNS) — Q1 highlights … Read more

Tara Bosch didn’t just create a candy company—she built a purpose-driven global brand. The founder of SmartSweets disrupted the confectionery category, growing the business from her kitchen to international retail shelves, pitching on Dragons’ Den, and ultimately selling the company in 2020 for $360 million, all before turning 30. In this My MoneySense profile, Bosch … Read more

New findings from the Credit Counselling Society’s (CCS) 2026 Consumer Debt Report highlight a worrisome pattern in how many Canadians are managing money. As the cost of living rises, more households are relying on credit to cover basic expenses. While many continue to make minimum payments, they remain caught in a cycle that prevents meaningful … Read more

As parents age, managing daily living tasks can become increasingly challenging. Activities like preparing meals, maintaining personal hygiene, handling household upkeep, and managing medications often require additional support. Adult children frequently find themselves balancing these new responsibilities with careers, families, and other commitments. Without early planning and open communication, feelings of duty and guilt can … Read more

Life changes—marriage, separation, births, deaths, illness and incapacity—and each can affect how you claim family members on your tax return. Claiming dependants and spouses is often one of the most confusing parts of the T1 return, so it pays to understand the rules and complete the necessary forms carefully. Both professionals and do-it-yourself filers should … Read more