Simplii and Diljit Dosanjh, the internationally known Punjabi singer and actor, have teamed up to highlight the online bank’s focus on newcomers to Canada. The partnership aims to connect Simplii with a fast-growing community of recent arrivals and international students, a segment the bank has prioritized in its product and marketing efforts. Fresh from his … Read more

“How much should I charge for my services?” As a Chartered Professional Accountant (CPA), this is the question I hear most often from freelancer clients. Pricing is a delicate balance: you don’t want to drive away clients with rates that are too high, nor do you want to undervalue your work. The process can be … Read more

Home insurance is a type of property and casualty insurance designed to protect your home, its structure and your personal belongings from sudden damage or loss. It helps cover unexpected events—such as fire, theft, or certain types of water or wind damage—but it does not pay for routine maintenance or predictable repairs like replacing an … Read more

Kyle Prevost, creator of 4 Steps to a Worry-Free Retirement, Canada’s DIY retirement planning course, shares financial headlines and offers context for Canadian investors. Nvidia continues to dominate Artificial intelligence chip maker Nvidia saw its shares surge after another exceptional quarterly earnings report. The company’s results reinforced its rapid transition from a video-game graphics leader … Read more

As I approach my 71st birthday, I’m naturally focused on the practical question of what to do when my registered retirement savings plan (RRSP) must be wound up. Do I convert it to a registered retirement income fund (RRIF)? Buy an annuity? Or split the assets between both options? I plan to explain RRIF mechanics … Read more

Ask MoneySense Is there any tax credit for working from home? Our company has gone completely remote since the pandemic. In the past few years, there was a tax credit based on how many days you worked from home. I believe the 2022 tax year was the last year for this credit. But now that … Read more

Ask MoneySense I’m a 75-year-old man who works part time. I’ve been contributing to Employment Insurance (EI) every two weeks for the past 10 years. I also receive Canada Pension Plan (CPP) and Old Age Security (OAS). If I retire this year, do I qualify to collect EI benefits for some period? I’ve paid in … Read more

Kyle Prevost, creator of 4 Steps to a Worry-Free Retirement, Canada’s DIY retirement planning course, summarizes recent financial headlines and explains what they mean for Canadian investors. Shopify struggles Canada’s e-commerce leader—often the country’s second- or third-largest company by market value—reported mixed results on earnings day. While Shopify beat revenue and per-share earnings expectations for … Read more

Many investors pursue stocks for capital growth—buying low and selling high to realize gains. Equally important for many is generating steady income through dividends. Dividend-focused strategies can complement growth-oriented investing by providing cash flow and potential long-term total return. What are ETF dividends? Dividends represent a company’s distribution of profits to its shareholders, most commonly … Read more

Sometimes saving money and protecting the environment go hand in hand—often because less waste and lower production costs reduce both expenses and impact. In this excerpt from her book Sustained: Creating a Sustainable House Through Small Changes, Money-Saving Habits, and Natural Solutions (Mango Publishing Group, February 2024), Candice Batista explains how choosing the right washer … Read more