The broad picture of household finances in Canada suggests many households are coping with the recent mix of tariffs, a softer labour market, inflation and other pressures. However, a closer look reveals pockets of acute credit stress among certain groups of consumers. Recent troubles at Goeasy Ltd. underscore those strains. The subprime lender reported substantial … Read more

Your favourite artist is coming to town or your team is heading into the playoffs. You want to go, but you don’t want to pay top dollar. That raises the familiar question: should you buy tickets now, or wait until closer to the event in hopes prices will fall? Many major ticket sellers now use … Read more

Taxpayers often ask whether certain everyday expenses can be claimed as tax deductions or credits. While some costs are deductible under specific conditions, many common expenses are not, or they are subject to strict rules and documentation requirements. Below is a clear, practical guide to several frequently asked items and how Canadian tax rules generally … Read more

Here’s a round-up of news for Canadian investors this week. Cogeco Roots BlackBerry Featured RRSP Accounts featured EQ Bank Build your retirement savings with competitive interest, tax-deferred contributions and zero fees. go to site featured Registered GIC rate Lock in a guaranteed rate for a portion of your RRSP savings. go to site Best RRSP … Read more

As global tensions rise, many investment professionals are urging investors to take a fresh look at the defence sector. The industry extends well beyond traditional weapons manufacturers and includes a wide range of businesses—from cybersecurity and artificial intelligence to logistics, engineering and advanced manufacturing. For retail investors, there are multiple ways to gain exposure depending … Read more

Aidan D’Souza normally begins planning international trips at least six months in advance, but recent price volatility has pushed him to start even earlier. For a January trip to Japan, he began tracking fares last month. “We started earlier because we wanted time to react if ticket prices rise,” he said. Monitoring prices sooner gives … Read more

Each year, we ask the judges for our Best ETFs list to name a single ETF they’d choose if they could only hold one long term—an ETF that might not win any specific category but would serve as a resilient wealth-builder or a hedge against severe market shocks. Think of it as the one fund … Read more

Most Canadians know they should have a will, yet many delay creating one. Writing a will forces difficult decisions about family, inheritance and legacy—topics people often avoid. In fact, research shows that 78% of Canadians who begin an estate plan don’t complete it. Still, mortality is unavoidable, and having a clear plan brings peace of … Read more

Nearly seven in ten Canadian women (69%) say they would have made different financial choices if they could go back in time, according to new research from Meridian. That sense of regret is strongest among women in their late 20s through their mid-40s—the years when financial decisions begin to compound and have the biggest long-term … Read more

How do I know if I’m receiving the correct amount of CPP? —Flora Most Canadians who work between the ages of 18 and 65 will accrue some entitlement to the Canada Pension Plan (CPP) or, if they live and work in Québec, the Québec Pension Plan (QPP). Employees and employers split CPP/QPP contributions through payroll; … Read more