This week, Cut the Crap Investing founder Dale Roberts reviews key financial headlines and provides context for Canadian investors. U.S. inflation cooled in November Before we get to the rate decision, let’s examine the inflation reading released Tuesday that helped set expectations for a 50-basis-point (bps) hike in the U.S. This followed a 50-bps hike … Read more

The advantages of exchange-traded funds (ETFs) — lower costs, intraday liquidity and tax efficiency compared with many other investment structures — are well documented. Yet many Canadian investors remain loyal to mutual funds. What if you could combine the cost efficiency of ETFs with the professional strategy management offered by traditional mutual funds? A new … Read more

Image by OTA Photos When I began my quest to become a so-called “millennial millionaire,” I didn’t expect it to be this simple. All it took was opening a practice investing account through an online broker. The practice account came loaded with more than a million dollars in simulated Canadian and U.S. currency—enough to try … Read more

Several years ago, an advisor suggested I hold a Canadian dividend ETF in an RESP for my son. Would that still be a sensible approach for someone opening an RESP for a newborn today, or are there better options given the wider range of ETF choices?–Pete RESPs (Registered Education Savings Plans) differ from retirement accounts … Read more

Are you thinking about moving your investments from mutual funds to exchange-traded funds (ETFs)? You’re far from alone. Canadian investors have been shifting assets into ETFs: September 2022 statistics from the Investment Funds Institute of Canada showed year-to-date net redemptions of mutual funds of about $18.6 billion, while ETFs saw net purchases of roughly $20.8 … Read more

Investors have different objectives, risk tolerances and time horizons, so there is no single portfolio that fits everyone at every stage of life. That reality is fine. With more than 4,300 exchange-traded funds (ETFs) available on Canadian and U.S. exchanges, do-it-yourself investors have ample choices to assemble portfolios that match their personal goals. This article … Read more

It’s fair to say exchange-traded funds (ETFs) have reshaped the investing landscape by offering low fees, broad diversification and easy access to many markets. With more than 4,300 ETFs listed across Canadian and U.S. exchanges, selecting the right fund can feel overwhelming. Most online brokerages provide ETF screening tools that help narrow your options. Not … Read more

Exchange-traded funds (ETFs) have become a favorite tool for do-it-yourself investors. Today, more than 4,300 ETFs trade on Canadian and U.S. exchanges, issued and managed by a wide range of fund sponsors. Like mutual funds, ETFs fall under the oversight of provincial and territorial securities regulators. These authorities require clear disclosure of investment details and … Read more

Inside this ETF guide How to evaluate ETFs based on financial reportsWhich type of ETF investor are you?What seasoned investors look for in an ETF prospectusETFs for different life stagesETF investing strategies Why invest in ETFs? Exchange-traded funds (ETFs) combine several attractive features for many investors: ease of trading, built-in diversification, relatively low fees compared … Read more

Affluent investors have recently taken an interest in a strategy called direct indexing. Often described as “building your own index,” direct indexing is a hybrid approach to index investing: instead of buying a pooled fund, an investor holds the individual stocks that make up an index, generally in proportions that mirror the index itself. Morgan … Read more