For many Canadians, a tax refund feels like a welcome bonus each spring. The reality is it’s money you overpaid to the government being returned to you, and how you treat that refund determines how far it will go. The difference is mindset. When a refund is treated as extra cash, it’s often spent quickly … Read more

Wealthsimple’s new partnership with social media platform X could significantly broaden the fintech’s audience — but critics warn it may also create new risks for retail investors. Under the agreement introduced this week, Wealthsimple users who have the company’s app on their phones can tap stock tags on X to view a page showing a … Read more

Skyrocketing jet fuel costs threaten to push airfares up and reduce flight frequencies well into the peak summer travel season, even as signs emerge that oil flows from the Persian Gulf may resume. Iran’s foreign minister said the Strait of Hormuz was “completely open” for commercial shipping after a ceasefire between Israel and Lebanon, but … Read more

For Canadian investors building a globally diversified portfolio, international equity generally refers to stocks domiciled outside of Canada and the United States. In practice, most investors concentrate their core international exposure on developed markets—Europe, Australasia and the Far East (EAFE)—because these regions represent the largest share of global market capitalization and offer broad industry diversification … Read more

When selecting a fund to gain exposure to the U.S. market—which accounts for more than half of global equity market capitalization—Canadian investors face a set of clear trade-offs. The right choice depends on your financial situation, tax considerations and long-term investment approach. One of the first decisions is whether to buy a U.S. equity ETF … Read more

Allocating space in your portfolio to Canadian equity ETFs used to require a set of justifications: they often paid higher dividends than many global peers, and those dividends received favorable tax treatment in non-registered accounts. Today, however, Canadian investors don’t need elaborate rationales to favor domestic exposure. For more than a year, Canadian index ETFs … Read more

Investing in the stock market often feels more emotional than analytical, especially during periods of high volatility. Emotions and past experiences can steer decisions away from careful analysis, leading to behavioural biases that influence when you buy, sell or hold. Financial experts warn that these biases can pose a greater threat to long-term returns than … Read more

As many Canadians face tighter household budgets, attitudes toward tipping are changing. In recent years, suggested tip amounts shown on payment terminals have increased, and the shift from cash to debit and credit card payments means customers encounter tipping prompts more often. For people already watching their spending, being asked to tip at every transaction … Read more

Medical Assistance in Dying (MAID) is one of the most sensitive and complex topics in Canadian healthcare. For many people, it raises deeply personal questions about dignity, autonomy and how individual values are respected at the end of life. Although conversations about MAID can be difficult, clear, accurate information helps reduce uncertainty and supports better … Read more

Exchange-traded funds (ETFs) have moved from a niche choice for cost-conscious investors a decade ago to a mainstream investment vehicle today. While many Canadians still prefer mutual funds for retail investing, ETFs now account for more than one-quarter of all investment fund assets and captured the bulk of new inflows—a net $122 billion in 2025, … Read more