No. 1813Sell Your Office Clothes to Fund a Work-From-Home WardrobeYou may not have thought about selling your clothes before, but the pandemic has made many of us open our closets and think, “I have nowhere to wear…
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No. 1813Sell Your Office Clothes to Fund a Work-From-Home WardrobeYou may not have thought about selling your clothes before, but the pandemic has made many of us open our closets and think, “I have nowhere to wear…
No. 1814Can You Give Cash or Property to Your Kids Without Gift Tax?Can we gift cash to our children tax-free? What is the limit on this? And secondly, can we gift property (our home and an investment condo) to our…
No. 1815Solana vs Avalanche: Which Is the True Ethereum Challenger?The global cryptocurrency market is in the midst of a sell-off — Bitcoin, for instance, has fallen roughly 70% from its November 2021 peak. For long-term, opportunistic investors…
No. 18164 Affordable Spring Break Destinations for CanadiansWinter Break, March Break or Spring Break—no matter what you call it, many people are eager to get away when schools close. Timing varies by province, but whether…
No. 1817Protect Your Side Hustle from IRS AuditsIf you’ve joined the ranks of the self-employed, you’re in good company. According to Statistics Canada, about 2.9 million Canadians run their own businesses—roughly 15% of the population—and…
No. 1818RRSP Loan: Is It Right for You? Pros and RisksMy bank is currently offering an RRSP loan for $15,000. According to their calculator, I would receive a rebate of $6,750 for that contribution. If I spread the…
No. 1819Financial Checklist for Moving to CanadaIf you’re moving to Canada or have recently arrived, you’ll quickly learn how the Canadian financial system works, how to manage everyday money matters, and what to expect…
No. 1820Credit Scores and Reports in Canada: Guide for New ImmigrantsThe terms “credit report” and “credit score” are often used interchangeably, but they refer to different things. Both matter when you take out a loan, apply for a…
No. 1821A Second Life: What Retirement Planning Looks Like TodayAuthor, public speaker and former financial services professional Mike Drak emphasizes that retiring is only the beginning—and that what follows can be the most challenging and rewarding phase.…
No. 1822How to Earn Up to 100,000 Rewards Points QuicklyYou don’t need to be a points expert to see how much value a well-timed credit card promotion can deliver. The National Bank World Elite Mastercard limited-time offer…
No. 1823How to Withdraw Your Pension Early: Rules and EligibilityI am a Canadian teacher considering withdrawing my pension early. I understand that a significant portion—often 50% or more—can be lost when taking a lump sum. I’m 43…
No. 1824Is the 60/40 Portfolio Still Worth It for Retirees?For Canadian investors, one of the big surprises of 2022 has been how poorly many balanced mutual funds, exchange-traded funds (ETFs) and portfolios have performed. Investors following the…
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