Companies across many sectors are struggling to measure the full impact of tariffs because the policy landscape keeps changing—sometimes daily or weekly—about where taxes will be imposed, delayed, or negotiated. Some tariffs remain in force against key U.S. trading partners while others have been postponed to allow time for negotiations. That uncertainty has complicated corporate … Read more

There’s a mix of excitement and anxiety that comes with starting one of your first real-world jobs. For some, moving into the workplace after years of post-secondary study or training is a welcome next step; for others, the day-to-day grind is a sharp and sometimes surprising adjustment. As the class of 2025 prepares to graduate … Read more

Life has been difficult for Cheryl (surname withheld for privacy) and her daughter Shannon. As a single parent on a low income, Cheryl was never able to save enough for retirement. She worked a series of minimum-wage jobs before a workplace injury and a subsequent diagnosis of a degenerative condition left her unable to continue … Read more

Canada heads to the polls on Monday, April 28, and economic issues are at the forefront of this federal election. From trade and climate policy to housing affordability and household budgets, the major parties are centering their campaigns on the financial concerns of everyday Canadians. Below is a clear, updated summary of the key campaign … Read more

Ask MoneySense Is it a sensible idea to withdraw more than the required minimum from a RRIF each month and automatically move that excess into a non-registered investment account so there is less RRIF money in the estate at death? The thought is that by gradually shifting assets out of the RRIF and into non-registered … Read more

Each year on April 22, Earth Day brings renewed global attention to environmental challenges, especially the urgent need to address climate change. The campaign advocates a transition away from a fossil-fuel-based economy toward a cleaner, carbon-neutral future. EarthDay.org, the international coordinator of Earth Day activities, urges individuals, governments, businesses and institutions to move beyond outdated, … Read more

Buying Canadian companies feels patriotic, but concentrating your portfolio at home is not always the best investment strategy. Many Canadians already hold an outsized share of domestic stocks in their accounts, which can reduce diversification, lower long‑term returns and increase exposure to risks that affect Canada specifically. Home‑country bias becomes particularly risky when your income … Read more

Ask MoneySense My CRA RRSP deduction limit shows I have contribution room of $25,051. But my wife and I have RRIF accounts as we’ve already turned 71. Should I ignore this RRSP contribution limit? —Bob Your annual notice of assessment (NOA) and your Canada Revenue Agency (CRA) My Account both list your registered retirement savings … Read more

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Amid growing uncertainty over tariffs, the Bank of Canada (BoC) has stepped back from trying to predict the short-term path of the Canadian economy. In its April rate announcement the central bank held its overnight policy rate at 2.75%, ending the easing cycle that began last June. Over seven consecutive reductions, the BoC lowered the … Read more