Welcome to the Canadian Crypto Observer. Financial journalist and author Aditya Nain provides context on market-moving headlines to help Canadian investors navigate the cryptocurrency landscape. August and September have been challenging months for crypto investors, but periodic pullbacks can be healthy for markets. Bitcoin (BTC), the largest cryptocurrency by market capitalization, fell roughly 6.5% in … Read more

Suzanne (Sue) Bowness built a career as a writer, editor and content strategist—and learned that sound financial habits can matter as much to a freelancer’s success as strong grammar and a wide vocabulary. This year she collected those lessons in The Feisty Freelancer: A Friendly Guide to Visioning, Planning, and Growing Your Writing Business (Dundurn … Read more

Ask MoneySense I recently read this article where accountants suggested there were strategies to reduce the tax bill but declined to give specifics. Could you write about what options might exist to lower taxes in situations like this? —Sarah Hi Sarah. My wife read the same story and had the same question: what could these … Read more

I’ve never been a fan of polls and surveys. It’s not that I distrust their intent or the insights they try to reveal, but in a country of more than 40 million people—made up of countless, diverse subgroups—I find it hard to accept that a few hundred responses can speak for everyone. That tension has … Read more

MPs returned to the House of Commons earlier this month to confront a familiar challenge—rising prices—but the drivers behind inflation today have shifted. Many Canadians are still coping with the aftereffects of the post-pandemic surge in costs for housing, fuel and groceries. Yet the forces shaping inflation now include policy choices such as tariffs, tax … Read more

Here’s a round-up of news for Canadian investors this week. BlackBerry Ltd. Air Canada Featured RRSP Accounts featuredEQ BankBuild your retirement savings with 1.50% interest, tax-deferred contributions and no account fees.go to site featuredRegistered GIC rateEarn a guaranteed 2.75% in your RRSP when you lock in for 1 year.go to site Best RRSP ratesCompare and … Read more

To many novice investors, a stock split can look like a sudden windfall: the number of shares they own increases and the per-share price falls, giving the impression of getting something for nothing. In reality, a stock split does not change the overall value of your investment. The company’s market capitalization remains the same and … Read more

Canada’s anti-money laundering agency has issued its largest-ever penalty to the operator of the KuCoin cryptocurrency exchange. On July 28, Fintrac imposed a fine of $19,552,000 on Peken Global Ltd., a Seychelles-registered company that operates KuCoin. Fintrac’s action accuses the firm of breaching Canadian anti-money laundering (AML) and anti-terrorist financing laws, and Peken Global has … Read more

Nvidia, the world’s leading chipmaker, announced on Thursday that it will invest $5 billion in Intel and begin a strategic collaboration with the struggling semiconductor company. Nvidia plans to purchase Intel common stock at $23.28 per share, a transaction that remains subject to regulatory approval. The investment follows the U.S. government’s recent acquisition of a … Read more

When money is tight, it’s reasonable to ask whether pet insurance is a necessary expense. For some pet owners, a policy provides valuable financial protection; for others, building an emergency fund in a high-interest savings account may be a better fit. This article explains how pet insurance works, current costs, and practical alternatives so you … Read more