Are you thinking about moving your investments from mutual funds to exchange-traded funds (ETFs)? You’re far from alone. Canadian investors have been shifting assets into ETFs: September 2022 statistics from the Investment Funds Institute of Canada showed year-to-date net redemptions of mutual funds of about $18.6 billion, while ETFs saw net purchases of roughly $20.8 … Read more

Investors have different objectives, risk tolerances and time horizons, so there is no single portfolio that fits everyone at every stage of life. That reality is fine. With more than 4,300 exchange-traded funds (ETFs) available on Canadian and U.S. exchanges, do-it-yourself investors have ample choices to assemble portfolios that match their personal goals. This article … Read more

It’s fair to say exchange-traded funds (ETFs) have reshaped the investing landscape by offering low fees, broad diversification and easy access to many markets. With more than 4,300 ETFs listed across Canadian and U.S. exchanges, selecting the right fund can feel overwhelming. Most online brokerages provide ETF screening tools that help narrow your options. Not … Read more

Exchange-traded funds (ETFs) have become a favorite tool for do-it-yourself investors. Today, more than 4,300 ETFs trade on Canadian and U.S. exchanges, issued and managed by a wide range of fund sponsors. Like mutual funds, ETFs fall under the oversight of provincial and territorial securities regulators. These authorities require clear disclosure of investment details and … Read more

Inside this ETF guide How to evaluate ETFs based on financial reportsWhich type of ETF investor are you?What seasoned investors look for in an ETF prospectusETFs for different life stagesETF investing strategies Why invest in ETFs? Exchange-traded funds (ETFs) combine several attractive features for many investors: ease of trading, built-in diversification, relatively low fees compared … Read more

Affluent investors have recently taken an interest in a strategy called direct indexing. Often described as “building your own index,” direct indexing is a hybrid approach to index investing: instead of buying a pooled fund, an investor holds the individual stocks that make up an index, generally in proportions that mirror the index itself. Morgan … Read more

I used to look forward to the annual asset-class rotation chart Franklin Templeton published for financial advisors and the media. Even though the print copy I keep on my office wall is dated 2015, the chart’s lessons remain relevant. I checked with Franklin Templeton and the chart is still available, now only in a digital … Read more

I saw an ad saying there’s no risk in trading bitcoin. How can they say that?—Abbas That’s an important question. Cryptocurrency firms often use bold, flashy marketing to attract new customers. Some promotions promise unusually high returns or imply little to no risk, which can be misleading. It’s essential to separate legitimate, regulated operators from … Read more

Will buying a Canadian-domiciled U.S. index ETF result in U.S. withholding tax on dividend income like a U.S.-domiciled ETF or U.S. stock paying a dividend?—Neil Withholding tax on U.S. ETFs for Canadians U.S. equities make up a large share of global markets — roughly 46% of world equity market capitalization as of the third quarter … Read more

With inflation and rising interest rates eroding Canadians’ purchasing power, many experts expect economic activity to slow. A recession—mild or otherwise—wouldn’t be the ideal way to start the year, but there are practical steps you can take now to protect your finances. The following six strategies will help you reduce stress this December and enter … Read more