Cash balances in your accounts rarely stay constant, but it’s still useful to set a target for how much cash you want to hold—just as you would for stocks and bonds. The right amount varies by circumstance and can be expressed as either a percentage of your portfolio or a specific dollar figure. Consider your … Read more

Here’s a round-up of news for Canadian investors this week. Reitmans Gildan Groupe Dynamite Empire Featured RRSP Accounts featuredEQ BankBuild your retirement savings with 1.50% interest, tax-deferred contributions and zero fees.go to site featuredRegistered GIC rateEarn a guaranteed 2.75% in your RRSP when you lock in for 1 year.go to site Best RRSP ratesSee our … Read more

Writing a will is one of those tasks many people keep postponing—right up there with sorting through old documents or clearing out the basement. You know it matters, and you assume you’ll get to it eventually, but it rarely rises to the top of the priority list. Because there’s no obvious deadline and the subject … Read more

Oxford Economics, in a report prepared for PwC, estimates that Canada will need roughly $4.7 trillion in infrastructure investment by 2050 to support economic growth, a rising population, and the replacement of ageing assets. That scale of investment is echoed by government projections: the Parliamentary Budget Officer projects the federal government will spend about $159 … Read more

Every few months the internet rediscovers the same financial villain: the daily coffee. The claim is familiar—your morning latte is secretly the reason you’re not reaching financial freedom. It’s a tidy narrative, easy to repeat, and it appeals to anyone who likes clear villains and simple solutions. I hear this argument a lot because I … Read more

GIC comparison tool Find the best and most current GIC rates available in Canada. Below you’ll see top rates from a range of banks, credit unions and online institutions. Use the filters to estimate your potential returns based on your balance and term. Why trust us MoneySense is an award-winning personal finance magazine that has … Read more

The FIFA World Cup is underway across Canada, the United States and Mexico, and while fans hope the action on the pitch will dominate the conversation, the lead-up to the tournament has already been marked by controversy and logistical headaches. Issues included Somalian referee Omar Artan being denied entry to the U.S. without a public … Read more

Ask anyone planning a wedding and they’ll likely mention stress over the high costs and the time it takes to research and book multiple vendors. As traditional wedding expenses rise, more couples are seeking alternatives that simplify planning and reduce price pressure. Pop-up weddings are one such alternative: an all-in-one approach that bundles venue, vendors … Read more

Not sure if your current online broker is the right fit? Or are you new to self-directed investing and overwhelmed by the growing number of platforms? With more firms competing for attention, an expanding array of commission-free options and persistent marketing claims, choosing the right brokerage can be confusing. This 2026 update is designed to … Read more

When you pick a credit card, the annual fee is one of the most important factors to consider. In Canada, annual fees range from $0 to nearly $800, and it’s tempting to assume a higher fee always buys better value. That’s not necessarily true. Cards with annual fees can deliver generous rewards and perks—if you … Read more