What are the best credit cards for seniors in Canada? While the ideal card depends on individual spending patterns and priorities, seniors often value simple rewards, useful protections like travel insurance, and low or no annual fees. Below we highlight several strong options—fee and no‑fee cards—with clear summaries of their benefits, costs and who they … Read more

If you scroll through LinkedIn, you’ve likely seen the posts: a former colleague proudly announces they’ve earned a new credential from an institution or a tech company. You might react with a like or a clap, or keep scrolling. But what do these credentials actually mean for earnings, promotions or job prospects? These compact, online-first … Read more

When most people picture professional athletes, they think of huge contracts and lucrative endorsement deals. In reality, however, the international sports landscape includes many competitors who struggle financially. For disabled athletes, financial precarity is often the norm rather than an exception. In Canada, one of the most consistent sources of support for elite para-athletes is … Read more

U.S. stocks pushed higher Friday, closing near record levels after Federal Reserve Chair Jerome Powell confirmed what markets had long anticipated: the Fed is preparing to cut interest rates in the near term to support the economy. The S&P 500 climbed 1.1% following Powell’s widely watched speech, narrowing its gap to just 0.6% below the … Read more

With inflation largely under control and hiring cooling, the Federal Reserve signaled it is ready to begin trimming its key interest rate from a 23-year high, Fed Chair Jerome Powell said Friday. Powell did not set a date or specify the size of the initial cuts, but markets and economists broadly expect a modest quarter-point … Read more

Kyle Prevost, creator of 4 Steps to a Worry-Free Retirement, Canada’s DIY retirement planning course, summarizes this week’s financial headlines and explains what they mean for Canadian investors. Canada’s economy off the rails Many Canadians feel the country’s systems are strained, and recent events appeared to confirm those fears. This week, Canadian National Railway (CN) … Read more

Pension envy is real. Defined-benefit pensions simplify retirement planning by automatically taking contributions from your paycheque and placing them into a pooled plan that will pay you a steady income in retirement. It’s a built-in “pay yourself first” approach—funding happens before you can spend the money. But what if, like many Canadians, you don’t have … Read more

I have never seriously considered a reverse mortgage myself, but I recognize why the product attracts attention—those TV ads are everywhere in Canada and the U.S. Reverse mortgages can suit a narrow group of homeowners, yet they are not widely available in Canada. The main providers I’m aware of are Equitable Bank and HomeEquity Bank … Read more

If you’ve ever bought or sold a home, you’ve probably encountered a bidding war. How you felt about it often depends on whether you were buying or selling. A competitive bidding process can push a property’s sale price higher by prompting buyers to submit their strongest offers — sometimes paying more than they otherwise would. … Read more

The PC Optimum rewards program lets you earn points redeemable for products and discounts at Loblaw-affiliated grocery stores, Shoppers Drug Mart (Pharmaprix in Quebec), and Esso and Mobil gas stations. Earning and redeeming points is straightforward: there are many ways to collect points while you shop, and 10,000 PC Optimum points can be redeemed for … Read more