For the second time this year, the Canadian Real Estate Association (CREA) has lowered its outlook for national home sales in 2025, even as June’s activity suggests a possible market rebound. CREA reported a 3.5% increase in the number of homes changing hands in June compared with the same month last year, and a seasonally … Read more

The annual rate of inflation in Canada picked up to 1.9% in June, rising from 1.7% in May, Statistics Canada reported on Tuesday. The increase was broadly in line with economists’ expectations and reflects higher prices in certain categories, notably motor vehicles. Gasoline prices were essentially flat in June. Despite higher crude oil prices and … Read more

As more Canadians rely on AI chatbots to help with everyday tasks—everything from planning meals and designing workout routines to sketching out vacation itineraries—many are also turning to these tools to manage money. Chatbots can act like a personal financial assistant, helping users create budgets, set savings goals and outline practical steps to reach them. … Read more

Ask MoneySense My husband has a rental property in his name only. It was our primary residence for 9 years but we moved out 10 years ago. How can he transfer it to me after his death so I do not pay capital gain or probate or other taxes for that matter? He does have … Read more

Sandra Lavoy noticed awkward pauses and hesitation from a job candidate when she asked questions on a video call. The pauses didn’t seem natural; neither did the responses. Lavoy, the regional director at employment agency Robert Half, suspected the candidate was using artificial intelligence to generate answers during a live interview. “I questioned it,” she … Read more

It’s peak landscaping season, and planning a backyard upgrade can feel overwhelming. From small garden refreshes to major renovations such as adding a pool, options vary widely in cost and complexity. While many upgrades can improve how you use your outdoor space, experts caution homeowners against taking on high-interest debt to finance these projects. “These … Read more

Optimism is returning to parts of Canada’s housing market, but condominium owners hoping to trade up for a larger home face difficult decisions. The condo segment shows little sign of recovery, leaving many would-be sellers caught between accepting a smaller return today or waiting for a turnaround that may not come soon. Major urban centres … Read more

A regulator-led survey of nearly 3,000 Ontario mutual fund dealers affiliated with major banks found that a significant minority of representatives reported behaviour that may not always align with clients’ best interests. Conducted by the Ontario Securities Commission (OSC) in collaboration with the Canadian Investment Regulatory Organization (CIRO), the survey revealed that one in four … Read more

Aimee Schalles is a lawyer based in Revelstoke, B.C., and co‑founder of Jointly, a legal platform that helps Canadian couples create affordable, legally valid prenuptial, postnuptial and cohabitation agreements as part of their financial planning. Over the years she has watched friends and family go through difficult separations that might have been far less fraught … Read more

Ask MoneySense Is there a fun and engaging web tool I can use with people so they can get a solid sense of expected long-term returns for equities and bonds, both before and after inflation? —Allan, Barrie, Ont. That question is mine — not a reader’s — and the answer is yes. There is an … Read more