The turn of the year is an ideal moment to refresh your financial plan and adopt stronger money habits. Whether your aim is to boost savings, simplify everyday banking, or prioritize long-term investing, a few thoughtful actions now can create momentum for the months ahead. Below are five practical year-end money moves to consider before … Read more

Between fluctuating interest rates, a rising cost of living, and changing trade policies, economic instability has become more common in Canada. While you cannot control every external shift, you can build financial stability and make your money work harder for you. Creating a strong financial foundation and staying adaptable are two of the most dependable … Read more

Here’s a round-up of news for Canadian investors this week. Canopy Growth BlackBerry Transat Featured RRSP Accounts featuredEQ BankBuild your retirement savings with 1.50% interest, tax-deferred contributions and zero fees.go to site featuredRegistered GIC rateEarn a guaranteed 2.75% in your RRSP when you lock in for 1 year.go to site Best RRSP ratesSee our ranking … Read more

Despite a chaotic market, I was able to sell my house. The sale price was modest, but it still yielded a profit that will help me live more comfortably. I’m looking for a much smaller home now and would like to buy it in a trust rather than in my own name. My goal is … Read more

The Annuity Puzzle describes a persistent Canadian dilemma: despite strong financial arguments for life annuities, most retirees avoid buying them. Annuities promise guaranteed lifetime income, protection from market crashes and a hedge against outliving your savings—yet take-up remains low. Experts such as finance professor Moshe Milevsky and actuary Fred Vettese argue that converting part of … Read more

Three years after the ChatGPT-driven surge in interest around artificial intelligence sent tech stocks higher, many investors—especially younger ones—are still asking whether now is the time to buy AI stocks. Alim Dhanji, a certified financial planner with Assante Financial Management, says questions about how to start investing in AI and how much exposure is appropriate … Read more

The Canadian Press spoke with a group of young Canadians about the financial pressures shaping their lives: a difficult job market, housing that many cannot afford, and life goals that increasingly feel out of reach. Their experiences highlight how affordability, employment instability and the rising cost of living are reshaping expectations for a generation. Waiting … Read more

Four months, 50 applications, two interviews and still no job. That describes 21-year-old political studies graduate Lauren Hood’s experience—a situation that resonates with many young people today. After completing a four-year degree, Hood expected to find work more easily. Instead, she found the job market tougher than anticipated. Hood, who has been living with her … Read more

A new poll commissioned by Simplii Financial found that one in four Canadians believes the financial guidance they received from older generations no longer fits in 2025. That sentiment is stronger among Gen Z, with roughly a third saying traditional advice is outdated. For major life decisions like home buying, nearly half of Canadians aged … Read more

Newcomers to Canada often face a major obstacle when trying to access credit: the lack of a Canadian credit history. That makes it difficult to qualify for credit cards, loans or mortgages right away. Scotiabank’s StartRight® Program is designed specifically to help newcomers overcome that barrier by providing tailored banking products and the opportunity to … Read more