After a long pause, fixed income is regaining attention. Recent declines in interest rates following two years of hikes have delivered welcome capital gains for bond investors while still providing attractive income yields. At the same time, renewed volatility in equity markets underscores the value of diversification and has many investors re-evaluating where they hold … Read more

Costco is a go-to retailer for Canadians who want deep discounts on bulk purchases. The trade-off is that you need a Costco membership to shop in most warehouses, which costs $65 per year for a Gold membership or $130 per year for an Executive membership. Costco also restricts which credit cards you can use in … Read more

Featured credit cards Featured RBC Visa‡ Classic Low Rate Option Go to site Annual Fee: $20 Interest Rates: 12.99% purchase, 12.99% cash advance, 12.99% balance transfer Featured Scotiabank Platinum American Express Card Go to site Annual Fee: $399 Interest Rates: 9.99% purchase, 9.99% cash advance, 22.99% balance transfer Welcome offer: $800 value (refer to issuer … Read more

Featured credit cards Best for cash back SimplyCash Preferred Card from American Express Earn at least 2% cash back on everyday purchases, including online shopping. GO TO SITE Annual Fee: $120 Interest Rates: 21.99% purchase, 21.99% cash advance, N/A balance transfer Welcome offer: $250 value Earn a bonus 10% cash back on all purchases for … Read more

Starting a family changes everything — including which credit card best suits your needs. Spending shifts from dining out to groceries, trips become family vacations instead of solo getaways, and you may prefer cards that reward everyday household purchases and travel perks. The best credit card for your family should match those priorities: strong cash-back … Read more

Ask MoneySense I would like to open an RESP for my grandchildren, but I am 73. How does it work after 18 or even 35 years if I’m not in this world? How does my grandson, who is nine years old, receive help from this RESP? —Grandma Wanda Why grandparents should consider opening an RESP … Read more

Why trust us MoneySense is an established personal finance publication serving Canadians since 1999. Our editorial team of experienced journalists collaborates with independent finance experts to compare products from major banks, credit unions and card issuers. We evaluate fees, rewards, insurance and practical benefits so you can find the right RBC credit card for your … Read more

Building a Canadian credit history is essential for securing housing, loans and a mortgage, but it can be challenging if you arrive without prior credit in Canada. One of the fastest and most practical ways to establish credit is to use a credit card responsibly. The cards below are well suited to newcomers: they help … Read more

Everyone has to buy groceries, so why not earn rewards while you shop? With grocery prices rising, now is a smart time to choose a credit card that gives you meaningful cash back or points on this essential expense. Best grocery credit cards in Canada featured Scotiabank Momentum Visa Infinite+ Card Earn 4% cash back … Read more

Why trust us MoneySense is an award-winning magazine helping Canadians navigate personal finances since 1999. Our editorial team of trained journalists collaborates with leading personal finance experts across Canada to compare products from major banks, credit unions and card issuers to help you find the best financial fit. Learn more about our advertising and trusted … Read more