Six ideas for earning extra money Drive for a ridesharing or delivery service Turn your hobby into a side business Start freelancing Rent out your car Get paid for filling out surveys Make money on social media How do you start a side hustle? In 2024 nearly nine million Canadians—about 28% of the population—reported having … Read more

Chequing accounts handle everyday banking—bill payments, debit purchases and ATM withdrawals. While many chequing accounts feel like a basic necessity, the best options in Canada combine low or no fees with useful perks: competitive interest, rewards on spending and features that make banking easier. Below we highlight top chequing accounts across categories to help you … Read more

Do you notice your psychotherapist talking about money frequently? How do you feel when finances come up during sessions — irritated, relaxed, or ready to leave the room? Money conversations in therapy can stir strong emotions, and those reactions are meaningful. They provide useful material for therapy and offer your clinician insight into your beliefs, … Read more

The Bank of Canada (BoC) cut its policy interest rate again, trimming it by 25 basis points to a new level of 3.0%. This is the sixth consecutive reduction since the cutting cycle began last June, bringing the benchmark down by 200 basis points from its 5% peak that had been in place since July … Read more

The prospect of U.S. tariffs is casting a shadow over the Bank of Canada’s outlook even as the central bank cut its policy rate by 25 basis points to 3%. This marks the sixth consecutive rate reduction since June. The bank said inflation is hovering around its two per cent target and that economic activity … Read more

Recent policy decisions by the Bank of Canada and the U.S. Federal Reserve have had a pronounced effect on borrowing costs—and on currency markets. The Canadian dollar has weakened materially against the U.S. dollar as Canadian rates have eased relative to U.S. rates. Lower Canadian yields can drive capital outflows as investors seek higher returns … Read more

Feeling drained, unmotivated, or generally disengaged at work? You’re far from alone. Many young Canadians—especially those in Gen Z—are navigating job dissatisfaction, financial pressure and uncertainty about what comes next. Between a competitive job market and the high cost of living, it’s understandable to feel stuck or disconnected from your career. This article offers practical, … Read more

Ask MoneySense We have lived in the U.S. for three years. I have not applied for CPP. I have worked here for three years—I think you have to work for 10 years for Social Security. I am on a work visa (I am a CPA), which will end this December, but we have a project … Read more

A surge of interest in an artificial intelligence chatbot developed by Chinese startup DeepSeek rattled markets and reignited debates about economic and geopolitical rivalry between the United States and China over advanced AI technology. DeepSeek’s AI assistant briefly became the most downloaded free app on Apple’s App Store, driven by widespread curiosity about a potential … Read more

After average asking rents rose 4.6% in 2021, monthly rental costs jumped 12.1% year-over-year in 2022, according to Rentals.ca and Urbanation. Asking rents climbed another 8.6% on average in 2023. Still, industry observers say the national rental market appears to be cooling and could ease further in 2025 as new supply becomes available and some … Read more