Expedia, the large online travel booking platform, has partnered with Affirm to introduce buy now, pay later (BNPL) installment options for travel purchases. The new payment choice will be available for certain hotel stays and travel packages, promising more flexibility at checkout. But with many travellers already using rewards and travel credit cards, it’s worth … Read more

Canada’s seventh-largest bank remains relatively unknown to most Canadians. EQ Bank operates without branches, credit card offerings, or an in-house wealth management platform — at least for now. That could change quickly. Chadwick Westlake, who took over as chief executive in August, moved decisively in December by announcing a deal to acquire PC Financial’s Mastercard … Read more

When Sophie Warwick launched a side hustle a few years ago, her aim was for it to grow into a full-time career. At the time she was working full time as a structural engineer while also helping to build a consultancy that advises companies and employees on diversity, equity and inclusion. Juggling a demanding day … Read more

Building your own portfolio is a common milestone for DIY investors. Instead of buying a single, all-in-one allocation product, many choose to assemble a mix of low-cost, broadly diversified equity and bond index ETFs and size them to match their risk tolerance and time horizon. At the start, the allocation looks neat and intentional. Markets, … Read more

A US traditional individual retirement account (IRA) functions similarly to a Canadian registered retirement savings plan (RRSP): contributions may be tax-deductible and withdrawals are generally taxable when taken in retirement. Likewise, a 401(k) plan in the United States resembles a defined contribution (DC) pension in Canada. Both types of plans permit tax-deferred accumulation, but the … Read more

Canada’s home insurance safety net is starting to show strain as the costs associated with extreme weather events increase. Although competition remains reasonably healthy and Canada has avoided the deep coverage deserts seen in parts of the United States, insurers are adjusting policies in a variety of ways to manage rising losses. Insurers have commonly … Read more

I rarely think about retirement. I also rarely think about replacing my car tires—two inevitable, costly events that for much of my life occupied little space in my mind. Over time I’ve learned that both forms of “re-tirement” are easier to manage when you’re prepared for them. When my family and I moved to Canada … Read more

Having a good estimate of your expected tax bill before the calendar year ends lets you take advantage of last-minute tax-planning opportunities. Actions such as increasing contributions to your registered retirement savings plan (RRSP), topping up a first home savings account (FHSA), or making a meaningful charitable donation before year-end can lower the tax you … Read more

Here’s a roundup of news for Canadian investors this week. Manulife Sun Life Cineplex Air Canada Brookfield Corp. Fortis Featured RRSP Accounts EQ Bank Build your retirement savings with a competitive interest rate, tax-deferred contributions and no account fees. go to site Registered GIC rate Earn a guaranteed rate when you lock in a one-year … Read more

Anyone who’s booked a flight recently knows how expensive air travel has become. Deals are harder to find and many airlines have pared back perks—so when a low fare pops up in your search, it’s tempting to book on the spot. Before you click purchase, make sure you understand exactly what that price includes. The … Read more