No. 205Can I Still Use My FHSA After My Spouse Buys a Condo?Ask MoneySense I contributed $16,000 to my FHSA and last summer I got married. Soon after, my wife purchased a condominium, in her name only, where we both…
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No. 205Can I Still Use My FHSA After My Spouse Buys a Condo?Ask MoneySense I contributed $16,000 to my FHSA and last summer I got married. Soon after, my wife purchased a condominium, in her name only, where we both…
No. 206Bank of Canada Rate Decision Explained: Jan 28, 2026The Bank of Canada opened the year with its first policy decision: it held the overnight rate at 2.25%, the level in place since last October. This benchmark…
No. 207Smart Spending Guide for Newcomers: Turn Purchases into RewardsStarting a new life in Canada often comes with tight budgets as initial costs pile up. The good news is that everyday spending—groceries, transit, dining, and recurring bills—can…
No. 208BMO Replaces Air Miles with Blue Rewards: What It MeansBMO Financial Group will replace the Air Miles loyalty program with a new rewards platform called Blue Rewards this summer. The bank says the redesigned program will be…
No. 209Why Renting in 2026 May Beat BuyingThe “New Year’s special” for a two-bedroom unit in a midtown Toronto high-rise — offering up to three months of free rent plus a $500 move-in bonus —…
No. 210Canada’s Proposed Groceries and Essentials Benefit ExplainedOn January 26, 2026, Prime Minister Mark Carney announced the Canada Groceries and Essentials Benefit, a targeted package designed to help Canadians facing rising living costs. The government…
No. 211How Is Rent to a Family Member or Common-Law Partner Taxed?A client of mine told me (Ontario) that his girlfriend moved in and is paying $1,000 per month towards household costs. They won’t be common-law for 3 years…
No. 2122025 Tax Credits, Deadlines and When to File Your ReturnTax season is approaching. The Canada Revenue Agency (CRA) deadline for most Canadians is April 30, 2026. Save this page for a concise overview of important dates, tax…
No. 213Where to Invest Your First $500: A Beginner’s PlanFor many young Canadians, starting to invest can feel out of reach. With student loans, rising rents, and higher everyday expenses, saving an initial amount can seem daunting.…
No. 214Air Transat, Desjardins and Visa Launch Loyalty ProgramAir Transat has announced plans to launch a new loyalty program in partnership with Desjardins Group and Visa. The airline says the program, expected to roll out in…
No. 215Smart Money Moves During InflationIf you’ve taken a close look at your grocery receipt, glanced at your credit‑card statement or filled up the tank lately, you’ve probably noticed the same thing many…
No. 216Starting a Business? Secure Your Personal Finances FirstStarting a business in Canada can be a powerful way for newcomers to create income, independence and purpose. But before taking that step, ask a crucial question: do…
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