More than one million mortgages are coming up for renewal in Canada this year, and a new survey shows most homeowners expect their monthly payments to rise. A Royal LePage survey, released Thursday and conducted by Hill & Knowlton, finds 57% of Canadians who will renew a mortgage on their primary residence this year expect … Read more

Technology and mining companies led this year’s TSX Venture 50 rankings as investors continue to chase opportunities tied to the global energy transition, according to the latest edition of the list. “The broader diversity of the venture market continues,” said Tim Babcock, president of the TSX Venture Exchange, in an interview. Market interest shifts over … Read more

Big Tech figures such as Jeff Bezos, Elon Musk, Mark Zuckerberg and Sundar Pichai were visible at Donald Trump’s inauguration—a symbol of the tech sector’s rising influence that has only grown since. That dominance is reflected in the U.S. stock market and in popular benchmarks like the S&P 500 and the Nasdaq-100. For many Canadian … Read more

Canadian investors who frequently convert Canadian dollars to U.S. dollars inside their investment accounts can face significant hidden costs. Many brokerages apply a foreign exchange spread—often over 2%—by using an exchange rate slightly worse than the spot rate you see online. Over time, these fees can erode returns. One well-known technique to reduce those currency … Read more

Welcome to the Canadian Crypto Observer. Financial journalist and author Aditya Nain provides timely analysis of market-moving headlines to help Canadian investors make sense of the cryptocurrency landscape. The U.S. is positioning itself as a global crypto leader The Canadian crypto market remains highly sensitive to developments in the United States. Under the previous administration, … Read more

Wealthsimple Cash, marketed as Wealthsimple Chequing, is a high-interest chequing and savings-style account in Canada that pairs competitive yields with a prepaid Mastercard that charges no foreign transaction fee. Its attractive interest and travel-friendly card features make it a compelling option for many Canadians, though there are a few important details and trade-offs to understand … Read more

Meet Ayana Forward Ayana Forward is a Certified Financial Planner based in Ottawa, Ontario. She is the founder of Retirement in View, a fee-only financial planning firm focused on guiding individuals who are within one to five years of retirement. Her practice blends technical expertise with practical, personalized advice to help clients transition from full-time … Read more

powered by Ratehub.ca   How to calculate land transfer tax Buying a home is exciting, but it comes with additional costs beyond your down payment. At closing you will typically need to cover legal fees, appraisal and title costs, and taxes charged by the province or municipality. One of the most significant of these is … Read more

Companies that reported earnings this week Restaurant Brands International Cineplex McDonald’s Canadian Tire Sun Life Financial RBI-owned Tim Hortons watches consumer demand as U.S. tariff uncertainty lingers Source: Google Restaurant Brands International Q4 revenue: $2.30 billion, up from $1.82 billion a year earlier. Profit: $0.79 per share, down from $1.60 per diluted share a year … Read more

Sara Loriot is an institutional portfolio manager at CI Global Asset Management, the host of a video podcast and a dedicated volunteer with CFA Society Toronto. In 2024 she received the Emerging CFA Society Leader Award from the CFA Institute in recognition of her leadership on the Annual Women in Finance conference and her contributions … Read more