Buy Fidelity ETFs in Canada: Brokers, Fees and Account Types

As an investor in Canada, you have likely considered—or already hold—exchange-traded funds (ETFs). ETFs pool many securities into a single tradable share, giving investors immediate diversification without the need to buy each individual stock or bond. Traded on stock exchanges, ETFs are accessible through online brokerages and financial advisors, and they can be held in both registered and non-registered accounts.

Compared with many mutual funds, ETFs often come with lower management fees and simpler fee structures. The ETF market today offers a wide range of options for different goals and risk tolerances: from broad-market index trackers that replicate major indices like the S&P 500 to sector-specific funds, regional strategies and multi-asset portfolios that combine equities and fixed income. Most ETFs are designed to be passively managed, but an increasing number of actively managed ETFs aim to achieve returns through manager decisions rather than index tracking.

You can hold ETFs in registered accounts such as the registered retirement savings plan (RRSP), tax-free savings account (TFSA) and first home savings account (FHSA), as well as in taxable investment accounts. Using ETFs inside registered accounts can be an efficient way to structure a portfolio for tax-advantaged growth and retirement planning.

Investing in Fidelity ETFs

Fidelity Investments offers a selection of ETFs in Canada tailored to different investment objectives, time horizons and risk profiles. Fidelity’s ETF lineup includes funds that focus on:

• Equities: ETFs that invest in stocks across sectors, market capitalizations and geographies to capture growth potential.
• Fixed income: Bond ETFs designed to generate income and help preserve capital within a diversified portfolio.
• Balanced or multi-asset strategies: Funds that combine equities and fixed income to provide a diversified single-product solution.
• Sustainable investing: ETFs that select companies with favourable environmental, social and governance (ESG) characteristics.
• Digital asset exposure: ETFs offering direct exposure to cryptocurrencies such as bitcoin and ether, for investors who want regulated access to digital assets without holding them directly.

Fidelity ETFs are available through financial advisors and online brokerages. If you’re considering Fidelity ETFs as part of your portfolio, evaluate how each fund aligns with your overall asset allocation, investment horizon and tolerance for risk.

Learn more about ETFs

This page collects practical articles and resources to help you understand ETFs and decide whether they belong in your investment plan. Check back for updates and new insights as the ETF ecosystem evolves.

• How many ETFs can Canadian investors own?
  Guidance on constructing a diversified ETF lineup and choosing the right number of funds for your portfolio.
• What investments can I put in my TFSA?
  An overview of TFSA-eligible investments and how ETFs can help make the most of your contribution room.
• What’s the average monthly retirement income in Canada?
  Context on retirement income planning and how ETFs can supplement savings to meet retirement goals.
• Taking an active approach to ETF investing in Canada
  Explores active ETFs as an alternative to passive index funds and when they might fit an RRSP or other account.
• Building a “core and explore” portfolio with an all-in-one ETF
  How all-in-one ETFs can serve as a diversified core holding while you select targeted “explore” positions around it.
• Five ways to worry less about your investments with an all-in-one ETF
  Practical tips for investors who prefer a low-maintenance, long-term approach using all-in-one ETFs.
• Using ETFs to get the most out of your TFSA contribution room
  Strategies for incorporating ETFs to maximize tax-free growth in a TFSA.
• What’s under the hood? A look at what goes into all-in-one ETFs—and how they work
  A closer look at asset allocation, rebalancing and the construction of balanced ETF products.
• ETFs and RESPs: It’s always a good time to invest in education
  How ETFs can be used in Registered Education Savings Plans to pursue long-term education savings goals.
• Should you consider ETFs that include crypto?
  An introduction to crypto ETFs and considerations for investors who want exposure to bitcoin or ethereum through a regulated fund.

Know your investing terms

Before choosing ETFs, it helps to understand key investment terms. Explore concise definitions in the MoneySense Glossary to build your investing vocabulary and make informed decisions.

• What is an ETF?
• What does MER mean?
• What is a stock index?
• What are index funds?
• What is diversification?
• What is ESG?
• What is a market cap?
• What is U.S. withholding tax?
• What is volatility?